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Interest Rates for the Vermont Home and Condo Market- Where are they now?

If you are in the market for a home or condo in Vermont, and the greater Chittenden County areas- Burlington, South Burlington, Williston, Essex, Shelburne, Charlotte, etc, you have no doubt been keeping a keen eye on interest rates these days. If you haven't done so, you need to start! The timing of when you lock in your interest rates as it relates to your closing date is critical. You don't want to lock in too early, for example, and potentially lose your remarkably low interest rate. As far as TODAY'S interest rates go, they are standing close to 3.6, depending on the financial institution you check. When checking rates, be sure you see the rate that is most applicable to you--30 year, 15 year, number of points down, etc. The rate of 3.6 is 30 year, no points. The rate will change significantly based on the terms that fit best for you and your family. Moving forward, if you would like to check the historical averages for mortgage interest rates, please see a site we visit regularly; This site will be an invaluable resource in tracking national rates, and you can then compare them to what your local Vermont institution may be offering at any said time. Other links that we check frequently are some of the local Burlington/ Vermont lenders, to check on daily rates. Here are a few of our favorites:
That's all for today. We hope this entry on Mortgage Rates has helped you as a buyer. Remember; an informed buyer is a smart buyer!

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